Your Zakat

What is Zakat

Charity is a pillar of Islam and is supported by numerous Quranic verses and prophetic sayings, giving to those less fortunate is an important function in Islam. With Zakat – the obligatory annual tax due on an adult Muslim’s wealth – one of the five pillars of Islam, supporting the poor and needy through charity is an undeniable cornerstone of faith.
“The believer’s shade on the Day of Resurrection will be his charity.” [Tirmidhi]
“You will not believe until you love for your brother what you love for yourself.”
“The believers are like one body in their mutual love and affection: if one limb is injured, the rest responds with sleeplessness and fever.”

Ibn Abbas narrates:
“It is accepted as Zakat for the person who gives it before the Eid prayer; but it is a mere Sadaqah for the one who gives it after the prayer.” [Abu Dawud]
Fitrana (Zakat ul Fitr) must be paid within the month of Ramadan. The latest it can be paid is before the Eid prayer begins so that those in need can benefit in time for Eid.

Zakat

Zakat is one of the five pillars of Islam. It is a compulsory donation to charity by all Muslims who reach the minimum threshold for payment.

Zakat, or almsgiving, is one of the five pillars of Islam, along with prayer, fasting, pilgrimage (Hajj) and belief in Allah (SWT) and His Messenger, Prophet Muhammad (SAW). For every sane, adult Muslim who owns wealth over a certain amount – known as the nisab – he or she must pay 2.5% of that wealth as Zakat.
“…and those in whose wealth there is a recognised right, for the needy and deprived” (Qur’an 70:24-5)

The nisab is the minimum amount of wealth a Muslim must possess before they become eligible to pay Zakat. This amount is often referred to as the nisab threshold.
Gold and silver are the two values used to calculate the nisab threshold.
Zakat: A sacred pillar
Zakat is not just a fundamental pillar of Islam. It is also a revolutionary concept with the potential to ease the suffering of millions around the world.
As Allah (SWT) tells us in the Holy Qur’an:
“And be steadfast in prayer and regular in charity: And whatever good ye send forth for your souls before you, ye shall find it with Allah” (Qur’an 2:110)
It is also a right that the poor have over us as for
“Those in whose wealth there is a recognised right for the needy and the poor” (Qur’an 70:24-25)

Zakat is 2.5% of your total wealth. Therefore if you have £10,000 of wealth liable to Zakat, you would pay £250.

Zakat is due a year after your level of personal wealth has reached the Nisab threshold. In order to remain eligible to pay Zakat, your level of excess wealth should remain higher than the Nisab for a full lunar year.

There are seven categories of people who are eligible to receive Zakat:

  • The poor and needy 
  • Administrators of Zakat 
  • Those whose hearts have been recently reconciled 
  • Those who have been enslaved 
  • Those in debt 
  • In the cause of God 
  • Travellers (including refugees) 
  • Other Questions on Zakat

You have to calculate or estimate the years of Zakat you have missed (every year) and multiply by 2.5%

You will need to take the Gold and Silver to a jewellery shop and get it valued. The total value of the Gold and Silver, Zakat will be payable on this. Precarious stones are not Zakat applicable.

Fidya (Fidyah)

When someone cannot fast in Ramadan and can’t make up the lost days afterwards (for example, because of ill health or pregnancy), then they should pay (fidya) for someone else to be fed.

£5 fidya for each missed fast. This should provide one person with two meals or two people with one meal. However, if someone misses all the fasts of Ramadan, they would need to pay £150

£5 fidya for each missed fast. This should provide one person with two meals or two people with one meal. However, if someone misses all the fasts of Ramadan, they would need to pay £150

Kaffarah

Kaffarah is the compensation that you must pay if you deliberately miss or break a fast in the month of Ramadan without a valid reason.

To atone for the missed/intentionally broken fast, a person must fast continuously for 60 days. If they are unable to do that, then they have to feed 60 poor people at a rate of £5 per person (the cost of an average meal in the UK). Therefore this amounts to £300 kaffarah for each missed/intentionally broken fast.

Fitrana (Zakat ul Fitr)

Fitrana is a charitable donation of food that must be given before Eid prayer, before the end of the month of Ramadan, for the love of Allah (SWT). Fitrana must also be given by every self-supporting adult Muslim who has food in excess of their needs, on behalf of themselves and their dependants.

Ibn `Abbas (may Allah be pleased with him) reported:

“The Messenger of Allah (peace be upon him) ordained Zakat ul Fitr [Fitrana] to purify the fasting person from indecent words or actions, and to provide food for the needy. It is accepted as Zakat for the person who gives it before the Eid prayer; but it is a mere Sadaqah for the one who gives it after the prayer.” [Abu Dawud and Ibn Majah]

This amounts to £5 per person for every member of his immediate household, including children and babies.

Example if you are husband and wife and 3 children and 1 baby, the total liable to pay for is 6 amounting to £30

Fitrana (Zakat ul Fitr) must be paid within the month of Ramadan. The latest it can be paid is before the Eid prayer begins so that those in need can benefit in time for Eid.

Ibn Abbas narrates:

“It is accepted as Zakat for the person who gives it before the Eid prayer; but it is a mere Sadaqah for the one who gives it after the prayer.” [Abu Dawud]

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